What Makes Restaurant Insurance Different From Other Business Insurance?
Posted: August 19, 2020
What Makes Restaurant Insurance Different From Other Business Insurance?No matter how hard you work to ensure everything goes smoothly, problems can and do arise in a restaurant. Restaurant owners have exposure to a wide range of risks that make them vulnerable to liability and financial loss. Restaurant insurance is different from other types of business insurance as it is designed to address the unique risks faced by business owners in the foodservice industry....
Am I Required To Have Homeowners Insurance?
Posted: August 16, 2020
Am I Required To Have Homeowners Insurance?There is no law that says you have to purchase homeowners insurance if you own a home, as stated by the Insurance Information Institute (III). However, very few home buyers can pay cash upfront for such an expensive purchase. Most people will need to finance most of the cost of a home, and that means going to a mortgage lender. As a condition for obtaining...
Is Taking The Accelerated Death Benefit Worth It?
Posted: August 7, 2020
Is Taking The Accelerated Death Benefit Worth It?Accelerated death benefits are a relatively new option with life insurance policies. To qualify for these benefits, you must be terminally ill or chronically ill in some cases. For policyholders with severe health conditions, it may be worth it to take advantage of this option. How Do Accelerated Death Benefits Work? When you take accelerated death benefits, you get a portion of the benefits from...
Rain and motorcycle riding: How you can stay safe
Posted: August 5, 2020
Rain and motorcycle riding: How you can stay safeAs motorcyclists, we understand the call of the open road. We seek the joys of natural-world experiences and desire more than air-conditioned car rides enduring—at best—the scent of cardboard pine trees dangling from rearview mirrors. While we welcome nature’s open-air sights and smells, there are admittedly some uncontrollable elements that we face on the road. Consider rain—its scent usually reaches our nostrils just before it...
Common Benefits Of Commercial Property Insurance
Posted: August 4, 2020
Common Benefits Of Commercial Property InsuranceOwning commercial property carries significant risks, which is one reason many businesses elect to lease rather than own. Fire, theft, and natural disasters such as tornadoes and hurricanes can have a heavy financial impact. Commercial property insurance is designed to help mitigate the risk of owning commercial property. What Types Of Protection Does Commercial Property Insurance Provide? When a commercial property is leased or rented,...
