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Builders Risk Insurance Vs. Contractors Insurance

Posted: February 19, 2020

If you are in the construction business, you need the right types of insurance coverage to protect yourself. You are likely to need builders risk insurance in addition to contractors insurance. Together, these two forms of coverage can protect you against certain losses. What Is Builders Risk Insurance? Builders risk insurance is designed to cover a contractor’s equipment, materials, and property related to the construction...

What Insurance Do I Need To Rent Out My Home On Airbnb?

Posted: February 16, 2020

Airbnb provides up to $1 million in liability insurance to protect its hosts against third-party claims for personal injury or property damage, as stated by the company. However, this coverage is limited to certain types of liability and is subject to certain conditions, limitations, and exclusions. Your homeowners insurance or renters insurance may not provide the additional coverage you need. Our knowledgeable agent will be...

You have a new motorcycle. Here’s how to protect it.

Posted: February 10, 2020

Congratulations! You’re a proud new motorcycle owner. But before you hit the road, there’s a little bit of work that needs to be done. Don’t stress. We’re here to help you with the entire process. Request a motorcycle insurance quote online Your first trip is likely the most critical of your riding experience—finding insurance. It’s important to identify and choose a motorcycle insurance carrier that...

Understanding The Main Life Insurance Classifications

Posted: February 7, 2020

Life insurance companies use a system of classification to determine an individual’s state of health, based on a series of factors pertaining to that person. Your classification can affect how much life insurance coverage you can get at each price point. Healthy people get more favorable classifications and lower rates. If you have health issues, that will be reflected in your life insurance premiums. The...

Can I Insure My Personal Vehicle With Commercial Auto Insurance?

Posted: February 4, 2020

If you are self-employed, you may believe your personal vehicles are covered for work use under your personal car insurance. When it comes time to file a claim, however, this could turn out to not be the case. Many business uses and vehicle types are excluded from personal policies. Our experienced agent can help you find a commercial auto insurance policy to suit your needs...